All regular full-time employees are automatically covered for 2 times your annual salary to a maximum $400,000 each for Basic Life Insurance and for Accidental Death and Dismemberment Insurance. (Applicable for Employee Only)

All Executive employees are automatically covered for 3 times your annual salary to a maximum of $600,000. (Applicable for Employee Only)

Coverage exceeding $50,000 is subject to imputed income. This means the premium for any amount over $50,000 must be included as income and will be subject to Social Security and Medicare taxes, which may be reflected in your paycheck.

You may purchase Voluntary Life Insurance for yourself up to a maximum of $1,000,000 in $10,000 increments. You must provide Evidence of Insurability (EOI) if you apply for Supplemental Life Insurance greater than $350,000.

You may purchase Voluntary Life Insurance for your spouse or domestic partner up to a maximum of $250,000, in $5,000 increments. You must provide Evidence of Insurability (EOI) if you apply for Life Insurance for your spouse or domestic partner greater than $50,000.

You may purchase Voluntary Life Insurance for your child or children up to a maximum of $10,000, in $2,500 increments.

After your New Hire event closes, any other requests to increase Voluntary Life Insurance will require you provide evidence of insurability.

Evidence of Insurability (EOI) is the process of providing health information to qualify for certain types of insurance coverage. If you elect voluntary Life and AD&D coverage above the guaranteed issue limit or outside of the guaranteed issue period, you will be required to submit a health questionnaire (in some cases, a physical exam may be required). Your questionnaire will be reviewed by Lincoln Financial and you will be notified of their decision directly.